A gold loan, also known as a loan against gold, is a secured loan where individuals pledge their gold jewellery or ornaments as collateral to receive funds. The lender evaluates the gold's value and provides a loan amount based on its weight, purity, and current market price. This allows individuals to access funds without selling their gold, and it's a common way to meet urgent financial needs. 

 Gold offers protection against inflation, is portable and easy to store, and offers easy liquidity in times of need as well. Today, it is also possible for people to buy gold on EMI, which has made it more convenient for people to invest in gold. Making a gold purchase on EMI allows you to make a significant investment with small, easy to manage payments.

Instant Loans Against Your Fixed Deposits

Need funds urgently but don’t want to break your Fixed Deposit?
With the Deposit Loan Service from Mahalaxmi Co–Operative Society Ltd., Hubli, you can avail a quick loan against your existing Fixed Deposit (FD) without losing the interest benefits. It’s fast, safe, and economical!

Your Needs. Our Support.

Whether it’s for education, travel, home improvement, medical expenses, or any personal need, our Personal Loan Service is designed to give you financial freedom when you need it most. With fast processing, flexible repayment, and minimal documentation, Mahalaxmi Co–Operative Society Ltd., Hubli is here to support your goals.